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MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 50 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East. With over 140 years of experience, the MetLife companies are a leading innovator and a recognized leader in protection planning and retirement and savings solutions around the world.  We have established a strong presence in over 50 countries through organic growth, acquisitions, joint ventures and other partnerships.  We are strengthening our global brand by extending core products and competencies to markets around the world – an important driver of growth for the enterprise.